Permanent Foundations For movable Homes - Hud 7584 Pfgmh manufactured Home Inspections Guide

Homes For Rent In Tallahassee Fl - Permanent Foundations For movable Homes - Hud 7584 Pfgmh manufactured Home Inspections Guide

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When you buy (or sell) a manufactured / movable home, many times the loan involved in real estate transaction will either be an Fha or Va loan.  However, Fha and Va will only fund the loan if you can prove that the foundation under the home is a permanent foundation.

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Homes For Rent In Tallahassee Fl

But what is a "permanent foundation" and where do I find it's allowable definition?  Well, in Hud Publication 7584, is where you will find its definition.  The definition is quite ample and geared, mainly, towards professional engineers.  

The Hud 7584 publication is also called the Hud Permanent Foundation Guide for manufactured Homes, or Pfgmh.  It is published by the United States division of Housing and Urban improvement (Hud).  This 400 page by hand is intended for new building of manufactured home permanent foundations. If you have an existing foundation and are in need of a permanent foundation certification, then the existing permanent foundation shall meet the intent of the Pfgmh.

A manufactured movable home foundation that does not meet the intent of the Pfgmh is considered non-compliant, and one that does meet the intent of the Pfgmh is considered compliant.  Only a professional engineer licensed in the state of where the home is located can make this determination.

In its most simplistic definition, a permanent foundation will generally consist of a skirting to keep out vermin and water, footings and piers to withhold the home from gravity loads (such as snow and live loads), anchorage to resist lateral loads such as high winds or an earthquake, and other considerations.

The theorize why a professional engineer is required to resolve either it is permanent or not, is because of the protection issues involved with a buildings that houses people.  Professional engineers have the training and educational background to resolve if the foundation is safe and habitable, and also "permanent" as defined by Hud.

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